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There is never a better time to start building a better future for yourself than today. Make the call to get more information on how to get started today!

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Purchase Loans

When looking for a mortgage these are the standard loan types and a must have in our toolbox!

Your typical run of the mill mortgage company, bank or credit union will likely not have all of the tools to utilize all of the guidelines set by investors on the secondary market or just might be too conservative to to use all the rules in place to help borrowers qualify! We don’t think that’s fair! So we work with some amazing lenders that have the appetite to take on those ‘out-of-the-box’ scenarios! Below are just a few:

  • Blended Credit Scores

  • Manual Underwrites

  • Condo Spot Approvals
  • Single-wide Manufactured Homes

Refinance Loans

Rate/Term, Cash-Out and Debt Consolidation

Whether your looking to lower your rate, pull out cash from your equity or lower your monthly expenses by consolidating debts you can count on us to help you get it done!

Using us to find the right solution to your refinance needs is second to none! Here are a few unique products we can offer that your typical banks and credit unions cannot.

  • DSCR Refinancing
  • Bank Statement Refinancing
  • ITIN Refinancing
  • Foreign National Refinancing

Renovation Loans

FNMA Homestyle, FHA 203(K), Home Equity Loans and Lines of Credit

Whether you are looking to buy and renovate a home before moving in or maybe you own your home and have a great rate already so you need a second loan so you don’t lose that rate, we have a solution for you!

When it comes to renovating a home or using your homes equity, there are restrictions on how much you can take, credit score requirements and property types that most lenders have very strict guidelines on. Luckily we work with lenders that can do it all! Below are a few things we can help with:

  • LTV’s up to 95%

  • Credit scores as low as 640

  • Investment Properties

  • Condos and 2-unit properties

Construction Loans

One-Time Close, Investor and Fix-n-Flip

Whether your looking to build your custom dream home, a second home/vacation home, fix-n-flip a property or buy vacant land for your future dream home you can count on us to help you get it done!

Using us to find the right solution to your Construction lending needs is second to none! Here are a few unique products we can offer that your typical banks and credit unions cannot.

  • One-time Close Construction Loans
  • Fix-n-Flip Loans
  • Land Loans
  • Hard Money Loans

ITIN / Foreign National Loans

Individual taxpayer Identification Number and Foreign National Loans

Whether you are a foreign national wanting to buy your home in the United states and you have a social already or you simply have an ITIN and do not have a social security number, we have a solution for you!

When it comes to buying a home as a foreign national or using an ITIN, there is not a lot of education on the loan options available to you. So what are the credit score requirements, down payment minimums and overall loan guidelines you have to meet to get one of these loans? Luckily we have access to lenders that have specialized in these solutions! Below are a few things to know about these loans:

  • As low as 20% Down
  • Credit scores as low as 650

  • No Credit Score options

  • Primary/Second Homes and Investment Properties Allowed

DSCR and Bank Statement Loans

Debt Service Coverage Ratio and Bank Statement Loans

Whether your a self employed borrower that doesn’t show profitable returns for your business or have a complex business tax/ income situation and you do not want to provide a lot of documents these loans are for you and we have the lenders that can get them done!

Using us to find the right solution to your lending needs is second to none! Check out why these loans are great for business owners and real estate investors:

  • Qualify based on Property Income for DSCR Loans
  • As low as 575 Ficos
  • As Low as 20% down
  • 12 month Business or Personal Bank statements used for qualifying income